An Easy Way to Get Rid of Some of Your Credit Card Debt
Sep 14, 2009 Debt Relief
I was once at this party engagement and out of no where, a bunch of people starting to cut up their credit cards. I was in shock, I would have never thought of such a thing. My heart dropped as I thought of myself never being able to use my credit card again.
Fast forward to today. After I was finally able to get rid of most of the debts I had accumulated over the years, I sat down with my friends and we came up with a good strategy for ridding ourselves of the pain that credit card debt caused in our lives.
So, a dinner one night me and my friends and I had a get-together and we all wrote down on three separate pieces of paper things that we could do live without in order to save us more money.
Mine were:
Going out to movies – Spent $200 a month on this.
Going out to dinner twice a week – Spent over $400 a month here.
Buy new clothes once a week. – I won’t say how much I spent.
After looking at my excess expenses I realized that the help for credit card debt that I needed was actually within my own self and my own spending habits. However, because I did have a legal way out because the stimulus package I was able to get relieved of my debts.
Not everything was erased, but I tell you what, it is much easier to pay my statements now that this happened. My friends also have the same three pieces of paper and we all came to the conclusion that we truly enjoyed entertainment, but we needed to find ways to watch movies without spending so much money every month on them. I think I spent around $200 per month. This money now goes towards paying down my debts.
Tags: Debt Relief
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